Professional Liability

Professional liability insurance, or Errors and Omissions Insurance, protects businesses that give professional advice or services to their clients. It can provide legal support against negligence claims or unperformed work and court costs that are not covered by general business insurance.

Some business that benefit from having this coverage include: Caterers, therapists, cleaning services, sports instructors, financial advisors, and children’s services.

Not every professional liability insurance plan is created equal. However, here is what most plans protect you from:

  • Alleged or actual negligence
  • Expensive court costs
  • Personal injury
  • Copyright infringement

Here are a few questions you should ask your provider when purchasing professional liability insurance:

  • How much coverage am I paying for? You want to make sure that you are not paying for too much or too little insurance.
  • What does my insurance plan cover? You need to ask your agent what types of incidents your insurance plan covers.
  • What types of discounts are available? Professional liability insurance does not have to cost a lot of money. Therefore, make sure you are taking advantage of any discounts.

To get started on a quote, contact us: